{"id":31605,"date":"2021-05-27T20:33:45","date_gmt":"2021-05-27T20:33:45","guid":{"rendered":"https:\/\/blog.lodgis.com\/?p=31605"},"modified":"2025-04-18T14:29:08","modified_gmt":"2025-04-18T14:29:08","slug":"find-guarantor-rent-home-4-solutions","status":"publish","type":"post","link":"https:\/\/blog.lodgis.com\/en\/find-guarantor-rent-home-4-solutions\/","title":{"rendered":"How to Find a Guarantor to Rent a Home: 4 Effective Solutions"},"content":{"rendered":"

When searching for housing, it is common for landlords to require a guarantor. This requirement is even more frequent if you are a student, freelancer, or on a fixed-term contract. Several solutions exist to help you find a guarantor, even without a permanent contract or family support. Here are 4 reliable options to help you secure a guarantor and rent your next home.<\/p>\n

\n

Who can act as a guarantor?<\/h2>\n

Legally, anyone can be a guarantor for a tenant. This can be an individual (a friend or family member) or a legal entity (a company, bank, or insurance provider). Ideally, your guarantor should have stable and sufficient income to cover your rent in case you default on payments.<\/p>\n

We recommend choosing a guarantor with a permanent contract (CDI), not in a trial period, and earning at least 4 times the rent excluding charges. This helps reassure landlords and increases the chances of your application being accepted.<\/p>\n

\n

1. Ask a family member<\/h2>\n

The simplest and most common solution is to ask a close friend or family member to act as your guarantor. This person must be able to provide the necessary supporting documents: ID, proof of income, most recent tax notice, etc.<\/p>\n

However, not everyone has a reliable guarantor within their network. Fortunately, there are serious alternatives.<\/p>\n

\n

2. Choose a paid guarantor: the Garantme solution<\/h2>\n

If you don\u2019t have a family guarantor, you can use a paid guarantor service like Garantme<\/strong>, an insurance company recognized by many landlords and real estate agencies.<\/p>\n

In exchange for a fee of about 3.5% to 4% of your monthly rent, Garantme will act as your guarantor for the landlord. In the event of unpaid rent, they will cover the payment, and then request reimbursement from you.<\/p>\n

This service is fast, easy to set up, and accepted in the vast majority of rentals, including furnished ones. It\u2019s especially helpful for students, freelancers, expats, or young professionals.<\/p>\n

Discover Garantme here<\/a>.<\/p>\n

\n

3. Apply for the Visale guarantee<\/h2>\n

Offered free of charge by Action Logement, the Visale guarantee<\/strong> covers unpaid rent for eligible tenants. It mainly targets young people under 30, but also those over 30 in precarious situations (on a fixed-term contract, in temporary work, unemployed, etc.).<\/p>\n

Visale is a great free option, but not all rental properties qualify, and some landlords may reject it due to its more limited coverage.<\/p>\n

More information and application on: www.visale.fr<\/a>.<\/p>\n

\n

4. Choose a bank guarantee<\/h2>\n

A bank guarantee<\/strong> involves placing an amount equivalent to several months\u2019 rent into a locked bank account, as a rental security. If you miss payments, the landlord can request the funds from the bank.<\/p>\n

This solution is rare and usually reserved for tenants with significant savings. It requires prior agreement with your bank, and the conditions may vary depending on the institution.<\/p>\n

\n

Conclusion<\/h2>\n

In 2025, it is entirely possible to find a guarantor even without a permanent contract or available family. Whether it\u2019s through family, the Visale guarantee, a bank guarantee, or a paid guarantor like Garantme<\/a>, there is a solution for every profile. Make sure to prepare a solid application and check whether your future home is eligible for your chosen option.<\/p>\n

\n

Looking for a place to rent?<\/strong> Check out our furnished rentals<\/a> across France.<\/p>\n

Searching for housing without a permanent contract?<\/strong> No worries \u2014 we explain how to rent with peace of mind in our dedicated article<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

When searching for housing, it is common for landlords to require a guarantor. This requirement is even more frequent if you are a student, freelancer, or on a fixed-term contract. Several solutions exist to help you find a guarantor, even without a permanent contract or family support. Here are 4 reliable options to help you […]<\/p>\n","protected":false},"author":41,"featured_media":24717,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[679,681],"tags":[],"yoast_head":"\nHow to Find a Guarantor to Rent a Home: 4 Effective Solutions - Lodgis Blog<\/title>\n<meta name=\"description\" content=\"Find a reliable guarantor to rent a home: family, Visale, paid guarantor like Garantme, or a bank guarantee.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blog.lodgis.com\/en\/find-guarantor-rent-home-4-solutions\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Find a Guarantor to Rent a Home: 4 Effective Solutions - Lodgis Blog\" \/>\n<meta property=\"og:description\" content=\"Find a reliable guarantor to rent a home: family, Visale, paid guarantor like Garantme, or a bank guarantee.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/blog.lodgis.com\/en\/find-guarantor-rent-home-4-solutions\/\" \/>\n<meta property=\"og:site_name\" content=\"Lodgis Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Lodgis\" \/>\n<meta property=\"article:published_time\" content=\"2021-05-27T20:33:45+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-04-18T14:29:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/blog.lodgis.com\/wp-content\/uploads\/2018\/10\/keys-on-keychain-photoshop-compressor.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Serena\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Serena\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/blog.lodgis.com\/en\/find-guarantor-rent-home-4-solutions\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/blog.lodgis.com\/en\/find-guarantor-rent-home-4-solutions\/\"},\"author\":{\"name\":\"Serena\",\"@id\":\"https:\/\/blog.lodgis.com\/en\/#\/schema\/person\/5cb10839f21abc7bc7f1d4c63fea8411\"},\"headline\":\"How to Find a Guarantor to Rent a Home: 4 Effective Solutions\",\"datePublished\":\"2021-05-27T20:33:45+00:00\",\"dateModified\":\"2025-04-18T14:29:08+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/blog.lodgis.com\/en\/find-guarantor-rent-home-4-solutions\/\"},\"wordCount\":566,\"publisher\":{\"@id\":\"https:\/\/blog.lodgis.com\/en\/#organization\"},\"image\":{\"@id\":\"https:\/\/blog.lodgis.com\/en\/find-guarantor-rent-home-4-solutions\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/blog.lodgis.com\/wp-content\/uploads\/2018\/10\/keys-on-keychain-photoshop-compressor.jpg\",\"articleSection\":[\"Living Essentials\",\"Tips for Tenants\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/blog.lodgis.com\/en\/find-guarantor-rent-home-4-solutions\/\",\"url\":\"https:\/\/blog.lodgis.com\/en\/find-guarantor-rent-home-4-solutions\/\",\"name\":\"How to Find a Guarantor to Rent a Home: 4 Effective Solutions - 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