{"id":31700,"date":"2020-11-13T21:24:33","date_gmt":"2020-11-13T21:24:33","guid":{"rendered":"https:\/\/blog.lodgis.com\/?p=31700"},"modified":"2025-04-24T14:12:55","modified_gmt":"2025-04-24T14:12:55","slug":"garantie-dommage-ouvrage","status":"publish","type":"post","link":"https:\/\/blog.lodgis.com\/en\/garantie-dommage-ouvrage\/","title":{"rendered":"What is the \u201cgarantie dommage-ouvrage\u201d insurance?"},"content":{"rendered":"

Are you planning to carry out construction or renovation work through a professional? In France, certain insurance policies are mandatory, including construction defect insurance<\/strong> (\u201cgarantie dommage-ouvrage\u201d). Here\u2019s everything you need to know about how it works, its duration, and what to do in the event of a claim.<\/p>\n

This French insurance, known as \u201cgarantie dommage-ouvrage\u201d<\/strong>, is mandatory in many construction projects to protect owners from costly delays in structural defect repairs.<\/p>\n

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What is construction defect insurance?<\/h2>\n

Construction defect insurance is a mandatory insurance policy<\/strong> that complements the ten-year structural warranty<\/a><\/strong>. It allows for a quick reimbursement<\/strong> of repairs covered by the ten-year warranty, without waiting for a court to establish responsibility.<\/p>\n

It is legally required for all project owners except individuals building a home for themselves or a family member<\/strong>. While not mandatory in such cases, it is strongly recommended for better protection.<\/p>\n

Professionals who fail to take out this mandatory insurance may face a fine of up to \u20ac75,000 and\/or six months of imprisonment<\/strong>.<\/p>\n

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What does it cover?<\/h3>\n

According to the Spinetta Law<\/a><\/strong>, this insurance covers:<\/p>\n