Freelancer in 2025: How to Find a Rental Home?
Working as a freelancer offers valuable freedom, but this status can make it more difficult to find a rental home. In 2025, landlords remain demanding: stable income, solid guarantees, complete application… so many criteria that can pose a challenge for self-employed individuals. So, how can you maximize your chances of renting an apartment as a freelancer? Follow our tips.
1. Assess your rental home budget
Before starting your search, it’s essential to determine your budget. The most common rule is that your income should be three times the rent (excluding charges). Be sure to calculate your available income accurately:
- Average turnover over the past 12 months
- Deduct social, tax, and professional expenses
- Fixed costs (insurance, travel, professional tools, etc.)
A realistic calculation will help you target housing that matches your financial capacity and avoid unnecessary application rejections.
2. Prepare a strong and well-organized application
A solid application is your best asset as a freelancer. To reassure landlords, it should be complete, clear, and up to date. Here are the essential documents:
- Your SIRET number and URSSAF activity declaration
- Your last two tax notices
- Your financial statements if you operate as a company
- A letter from a certified accountant confirming your recent income, current contracts, and their duration
You can also prepare a digital version of your application (PDF or via DossierFacile.fr) to save time and show your professionalism.
3. Find a guarantor or equivalent solution
A guarantor is often required. They must have net monthly income of at least three times the rent. If a relative can act as your guarantor, that’s a strong advantage. Otherwise, consider the following options:
- Visale: a free guarantee from Action Logement for eligible freelancers
- Garantme: a paid service that acts as a guarantor
Do you have a foreign guarantor? Read our article.
4. Leverage your network (with caution)
Social networks can be a great resource. Don’t hesitate to:
- Ask your friends and professional contacts if they know of a landlord
- Join local Facebook groups (e.g. Wanted, Locataires Paris, etc.)
Be cautious of scams. Never send money before visiting the property and signing a proper lease.
5. Contact a rental agency
To improve your chances, contact a rental agency. Some are open to freelancer profiles and can offer you housing suited to your professional situation.
Are you a property owner? Let our team manage your rental: click here.
Conclusion: renting a home as a freelancer in 2025
Being a freelancer in 2025 doesn’t prevent you from renting a home—as long as you are well prepared. By planning your budget, building a solid application, and exploring all guarantee solutions, you can win over landlords.
Looking for a place to live? Visit Lodgis.com
